First and Citizens Bank - Monterey, Virginia
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First and Citizens Bank Locations & Online Banking
Bank is currently active.
Institution physically located: Virginia
County: Highland
Offices: 3
Number of Domestic Offices: 3
Number of Foreign Offices: 0
Institution is currently open and insured by the FDIC
Bank Charter Class: commercial bank, state charter and Fed nonmember, supervised by the FDIC
Chartering Agency: STATE
Not Operated in government conservatorship.
Bank Holding Company (Regulatory Top Holder): Highland County Bankshares, Inc.
Federal Reserve District: Atlanta
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First And Citizens Bank
First and Citizens Bank
195 West Main Strret Monterey Virginia 24465
195 West Main Strret Monterey, Virginia 24465
First and Citizens Bank Online Internet Banking: http://www.firstandcitizensbank.com:80/
First and Citizens Bank Hours of Operation: 9:00 AM - 5:00 PM (Monday-Friday)
- FDIC Certificate # 13011
- (as of 3/31/2010)
- Total deposits: $97,584,000
- Equity capital: $11,745,000
- Total assets: $111,243,000
- Return on assets (ROA): 0.52%
- Quarterly return on assets: 0.06%
- Return on Equity (ROE): 4.78%
- Quarterly return on equity: 0.51%
- Deposits held in domestic offices: $97,584,000 (The sum of all domestic office deposits, including demand deposits, money market deposits, other savings deposits and time deposits.)
- Pretax return on assets: $750
- Quarterly Pretax return on assets: $40
- Net income: $549,000
- Quarterly Net Income: $15,000
First and Citizens Bank Monterey, Virginia
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First and Citizens Bank Locations
First And Citizens Bank
First and Citizens Bank
195 West Main Strret Monterey Virginia 24465
Monterey, Virginia Bank information, bank office phone number, bank address, and driving directions for First and Citizens Bank are all listed above. If available, any additional bank information such as bank assets, bank income, bank deposits, and related financial data will also be shown above.
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Monterey Mortgage Rates
| Mortgage Program | Yesterday | Today |
| 30 Yr FRM | 4.90% | 4.90% |
| 15 Yr FRM | 4.29% | 4.29% |
| FHA 30 Year Fixed | 4.78% | 4.78% |
| Jumbo 30 Year Fixed | 5.88% | 5.88% |
| 5/1 Yr ARM | 3.98% | 3.98% |
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