Bank CD Rates
The bottom line when looking for CDs is that you want a certificate of deposit that will pay you the highest interest rate possible... you want the best rates.Well the bottom line is that you have to do your homework and search and compare a variety of bank rates in order to find the Best CD Rates. Each bank will offer its own CD rates and those rates can change frequently, even daily.
Bank CD Rates for the week of 02/06/2012, Weekly National Rates and Rate Caps, jumbo deposits are $100,000 plus, non-jumbo deposits are less than $100,000.
Jumbo Deposits (greater than or equal to $100,000)
| Savings & CD Products | National Rate | Rate Cap |
| Savings | 0.16 | 0.91 |
| Interest Checking | 0.09 | 0.84 |
| Money Market | 0.34 | 1.09 |
| 1 month CD | 0.15 | 0.90 |
| 3 month CD | 0.22 | 0.97 |
| 6 month CD | 0.34 | 1.09 |
| 12 month CD | 0.51 | 1.26 |
| 24 month CD | 0.80 | 1.55 |
| 36 month CD | 1.11 | 1.86 |
| 48 month CD | 1.36 | 2.11 |
| 60 month CD | 1.69 | 2.44 |
Non-Jumbo Deposits (less than $100,000)
| Savings & CD Products | National Rate | Rate Cap |
| Savings | 0.16 | 0.91 |
| Interest Checking | 0.09 | 0.84 |
| Money Market | 0.22 | 0.97 |
| 1 month CD | 0.13 | 0.88 |
| 3 month CD | 0.21 | 0.96 |
| 6 month CD | 0.32 | 1.07 |
| 12 month CD | 0.50 | 1.25 |
| 24 month CD | 0.77 | 1.52 |
| 36 month CD | 1.07 | 1.82 |
| 48 month CD | 1.32 | 2.07 |
| 60 month CD | 1.65 | 2.40 |
You may want to read more about certificates of deposit on this site, or search for banks offering CDs. You may want to visit the site a few times over a period of days or weeks to view and compare bank CD rates so you can be sure you have a sense of the best CD rates currently being offered by banks.
When searching for other information on CDs and CD rates, you may want to search on topics such as the following:
- rates on CD
- bank interest rates
- deposit rates
- bankrate
- bank interest rates
- rates of deposit
- money rates
- bank CD
- certificate of deposit
Source: FDIC
